International Complications

Fortune 500 EU Executive 

Executive of Fortune 500 company who is an EU citizen, with three children living across the world, with no current estate planning structure. 

  • $75 Million Net Worth 
  • $2 Million Cash Compensation 
  • $10 Million Stock Compensation

Challenges 

The client works primarily in the US. He is concerned about his estate plans as they relate to the international domiciles of his children. Another major issue is the transfer of wealth to a chosen international domicile upon conclusion of current employment. 

Goals to be addressed by Planning Network Partners include: 

  • Tax Efficient Wealth Transfer 
  • Tax Efficient Retirement Income 
  • International Flexibility 

Solutions 

Planning Network Partners engages attorneys within our network to perform a feasibility study on certain tax laws for the client, his children, and their current and projected domiciles. 

Upon completion and presentation of the study, we design a plan that enables the client to effectively transfer wealth to the children, generate tax free retirement income, and allow for future living flexibility. 

The Plan 

  • Build Leveraged Universal Life Insurance 162 Plan, using public stock options as collateral & requiring no out of pocket cost. This enables the client to keep their preferred stock, as well as diversifies their position with broader, hedged, S&P exposure. 
  • Leverage network to establish Dynasty trusts in the international domiciles for the client’s children. 
  • Establish network of trust providers based on feasibility study results of the most favorable tax destinations to park wealth when client’s tenure with his current employer is concluded. 

The Results 

  • Financed Life Insurance Policy provides $800K yearly tax free income for life after 11 years. 
  • $35 Million bequeathed to client’s children in addition to current family net worth.


The many moving parts of your estate – business, heirs, real estate, philanthropy, investments – need to be orchestrated in concert to maximize your legacy and reduce your loss to estate taxes. This requires significant inter-disciplinary expertise to realize the benefits and avoid the pitfalls. Planning Network Partners is dedicated to examining this and other opportunities as part of a larger picture of your whole financial health. 

Contact Us today for expert assistance.

* Source: (1) Momentum Advanced Planning